Introduction & Acceptance of Terms

Tom Talks Taxes is a publication and online service providing educational content related to federal tax issues and professional practice topics. By subscribing, accessing, purchasing, or otherwise using Tom Talks Taxes or related services, you agree to be bound by these Terms of Service (“Terms”).

If you do not agree to these Terms, do not subscribe to or use the service.

TAG Publishing LLC, a subsidiary of the Gorczynski Group LLC, owns Tom Talks Taxes.

Nature of the Service — Educational Content Only

The content provided through Tom Talks Taxes, including newsletters, posts, comments, downloads, webinars, and resources, is for educational and informational purposes only.

Nothing in Tom Talks Taxes constitutes tax, legal, or financial advice, nor does it constitute an engagement for services. Your use of this service does not create a client–practitioner relationship with Thomas A. Gorczynski, EA, USTCP, or any affiliated entity. You should consult your own tax or legal advisor regarding your specific situation.

Subscriptions, Billing, and Auto-Renewal

Certain Tom Talks Taxes content requires a paid subscription for access.

By enrolling in a paid subscription, you authorize us and/or our third-party payment processor to charge your payment method on a recurring basis until you cancel.

All subscriptions automatically renew unless canceled, and you are responsible for canceling before the renewal date to avoid future charges.

Account Responsibility

You are responsible for maintaining the confidentiality of your login credentials and all activity under your account.

You agree not to share paid content, credentials, or account access with others, unless explicitly permitted. We reserve the right to suspend or terminate accounts for abuse, theft of content, or violation of these Terms.

Copyright and Use of Content

All content provided through Tom Talks Taxes, including written material, graphics, tools, downloads, and other resources, is owned by TAG Publishing LLC or its licensors and is protected by copyright and other intellectual property laws.

You receive a limited, non-transferable license to access content for your personal or professional use. You may not reproduce, redistribute, sell, publicly display, republish, or create derivative works without express written permission. Subscribers to Tom’s Tax Toolbox may distribute Client tools to clients for informational purposes.

If proper attribution is given, quotations from Tom Talks Taxes articles may be shared. The attribution must state that the content is from either Thomas A. Gorczynski, EA, USTCP, or the Tom Talks Taxes newsletter, and contain a direct hyperlink to the article that contains the content being used, if possible.

User Contributions and Community Conduct

If you post comments or other content, you are solely responsible for what you publish. You agree not to post unlawful content, defamatory content, confidential taxpayer information, spam or solicitation, or harassing or abusive material.

We reserve the right to remove content or block users at our discretion.

By posting content, you grant us a non-exclusive license to display and distribute it.

Marketing Communications and Email Use

By subscribing or providing your email address, you consent to receive publication emails, service notifications, and occasional marketing communications about the Gorczynski Group LLC’s programs, content, products, or services.

You may opt out at any time using unsubscribe links; however, we will still send service-essential emails.

Third-Party Services

Tom Talks Taxes utilizes third-party platforms, including, but not limited to, Substack and Stripe, for hosting, email distribution, and payment processing. Your use of the service is also subject to the terms and policies of those providers. We are not responsible for the availability or actions of third-party services.

No Warranty and Limitation of Liability

All content is “as is” without warranty of any kind. We do not guarantee accuracy, completeness, timeliness, or outcomes of applying concepts.

Users should verify all information and do their own research before taking any tax positions based on the content provided. Since tax law is constantly changing and evolving, prior published content may not accurately reflect current law.

To the fullest extent permitted by law, we are not liable for any damages arising from your use of the content or service, including financial or tax consequences.

Termination of Access

We may suspend or terminate your access to Tom Talks Taxes at our discretion for violating these Terms, misusing the service, or initiating a credit card chargeback. Upon termination, you must cease accessing content. Subscription termination follows applicable platform policies.

Governing Law

These Terms are governed by the laws of the State of Arizona without regard to conflict-of-law principles.

Changes to These Terms

We reserve the right to update these Terms from time to time, with the last revision date clearly disclosed. Continued use of the service after changes constitutes acceptance of the updated Terms.

Last Updated

The Terms were published and updated on December 27, 2025.